Partial encashments are allowedI recently took out my 10 year solidarity bonds in individual bonds to make them easier to encash in case I need access to money. E.g. instead of taking out a single 10,000 euro bond, take out 10 bonds of 1,000 euro each. You can still pay for the lot with one check/bank draft. Hoping the interest rate will increase - you can just encash them and reinvest to new bonds.
The Ts&Cs clearly refer to partial encashments, but maybe it is less admin hassle to encash bonds in their entirety.I did not know that! I actually rang them up and asked in the PO and they encouraged me to do individual bonds if I thought that I might need access to some of the money.