State pension - means tested?

G

guerngirl

Registered User
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Is the state pension means tested? Do you have to declare other income / assets etc when applying for it? How do you know how many prsi contributions have been made before retirement?
 
The State Pension (Contributory) is not means tested. But the amount of Pension you qualify for depends on your PRSI contribution history.
So to start you need to get a copy of your record (as Sue Ellen stated). Alternatively you might contact the Records Office in Buncrana and they might send you a copy.
With that, you can work out what Pension you are likely to get under the current two calculation models (Totals and Average or Total Contribution Approach).
 
Conan said:
The State Pension (Contributory) is not means tested. But the amount of Pension you qualify for depends on your PRSI contribution history.
So to start you need to get a copy of your record (as Sue Ellen stated). Alternatively you might contact the Records Office in Buncrana and they might send you a copy.
With that, you can work out what Pension you are likely to get under the current two calculation models (Totals and Average or Total Contribution Approach).
Click to expand...
thank you, that's very helpful
 
Conan said:
The State Pension (Contributory) is not means tested. But the amount of Pension you qualify for depends on your PRSI contribution history.
So to start you need to get a copy of your record (as Sue Ellen stated). Alternatively you might contact the Records Office in Buncrana and they might send you a copy.
With that, you can work out what Pension you are likely to get under the current two calculation models (Totals and Average or Total Contribution Approach).
Click to expand...

You also get your PRSI history on the MyGov website (www.mygovid.ie)
 
When your in paid employment your paying prsi. If you have worked for a min of ten years or paid 520 stamps you maybe eligible for a State Contributory pension and it's value will depend on the number of stamps you paid. If you worked abroad or in the UK the stamps you paid their may be considered also. If you worked abroad ring the pensions section in Donegal and they can advise you further on allowing this for an Irish pension.
Another thing to be aware of is if your not in paid employment at the moment and you may be able to make Voluntary Contributions once your under 66 years of age. This contribution will only be toward your pension. If you contact the following

Client Eligibility Services​

Department of Social Protection,
McCarter's Road,
Buncrana,
Donegal,
Co. Donegal,
F93 CH79

Tel: (01) 471 5898 or 0818 690690

Give them your name, address and pps number. They can advise you if you're eligible to apply for this. You fill in a VC1 form.

I just know about the voluntary contributions as one of my friends is doing this at the moment. I know they had to wait a few weeks for a reply after sending in the VC1 form but they could back date this for 4 year's. They get a bill for X amount each year and have to pay it by EFT by a certain date.
 
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