J
jezzebel2008
Guest
Age: 29
Spouse’s age: 31
Annual gross income from employment or profession: 34K
Annual gross income of spouse: 40k
Type of employment: public sector
In general are you spending more than you earn or are you saving? Saving
Rough estimate of value of home 240,000
Amount outstanding on your mortgage: 180,000
What interest rate are you paying? 4.9%
Other borrowings – car loans/personal loans etc: None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments: 8k
Spouse:12k
Do you have a pension scheme? yes
Do you own any investment or other property? no
Ages of children:none
Life insurance: yes... the most basic for the mortgage
What specific question do you have or what issues are of concern to you?
We are married a year and hoping to start a family soon but are very worried about money.... is there anything that we could be doing now that would make life easier
for when we may have a child?
All advice appreciated..
Spouse’s age: 31
Annual gross income from employment or profession: 34K
Annual gross income of spouse: 40k
Type of employment: public sector
In general are you spending more than you earn or are you saving? Saving
Rough estimate of value of home 240,000
Amount outstanding on your mortgage: 180,000
What interest rate are you paying? 4.9%
Other borrowings – car loans/personal loans etc: None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments: 8k
Spouse:12k
Do you have a pension scheme? yes
Do you own any investment or other property? no
Ages of children:none
Life insurance: yes... the most basic for the mortgage
What specific question do you have or what issues are of concern to you?
We are married a year and hoping to start a family soon but are very worried about money.... is there anything that we could be doing now that would make life easier
for when we may have a child?
All advice appreciated..