G
Gonzalo
Guest
Is it me or all the standard PRSA are the same and just depends on luck how well they perform.
The standard charges are capped but is there any product that has reduced charges?
I have the list of the registered standard products and there are multiple with reduced charges. For instance: if you contribute >6000 p.a. instead of 5% charge on contributions is %3.75.
I have even seen some 0.75% charge in fund management.
But when I go to the broker asking for reduced charges they look at me like I'm talking chinese. It's like they are saying to me: "competition, here in Ireland... no way".
So all they offer me is the standard cap 5% on contributions and 1% on the fund, regarless of the insurer.
Is there any other option other than paying this high charges?
The standard charges are capped but is there any product that has reduced charges?
I have the list of the registered standard products and there are multiple with reduced charges. For instance: if you contribute >6000 p.a. instead of 5% charge on contributions is %3.75.
I have even seen some 0.75% charge in fund management.
But when I go to the broker asking for reduced charges they look at me like I'm talking chinese. It's like they are saying to me: "competition, here in Ireland... no way".
So all they offer me is the standard cap 5% on contributions and 1% on the fund, regarless of the insurer.
Is there any other option other than paying this high charges?