I was advising people to use standard life PRSA for the past few years for their index tracking funds. Standard Life are now closing all their tracking funds "due to low investment volume". If you don't switch funds by 24th may, they will switch funds for you! Full details here http://library.standardlife.ie/Funds/TFCFAQ.pdf Thanks to Gerard Sheehy for pointing this out. For me, I'm back to the drawing board to search for the cheapest index tracking approach again - see my new thread.