Thanks guys.
I'm in the North-west with a short lease. The reason I think now that investment would work, is because I've moved premises in the last six months to a very central area. Nobody else in town is doing anything like my stock. Its mid range. Not rubbish, but not branded either. I really think there is a market for it. It would be similar to Dunnes homewares, but people prefer this type of shop. Its feels more exclusive, people think if they buy from me, its almost a one off. They get great service, I'll assemble it, I'll gift wrap it, I take deposits, I'll deliver it, I'm genuinely grateful for the sale and it makes them feel good. You don't get that in Dunnes.
I think it was all your positive and supportive posts, either for or against going bust, thats helping me see this in a clearer light. Reading my first post again, I certainly don't feel that 'terrified' anymore.
I'm working on the business plan and I'll apply for a loan. If it works, it works... But I'll try to keep the head held high!!
Thanks to all.