Small savings per month - where is best rate?

[nelly]

I currently save €100 per month into an account in the credit union at 2.5% interest (but minus dirt).
Looked ip "its your money" but they have not done a survey for small timers like me! any ideas where has a better rate for this small amount. I don't need to access it for a few years.

 

[ClubMan]

See the Financial Best Buys forum for the best deposit rates on offer. If you don't need the money for a few years then you can probably get a better (tax free) return with your CU via a special term account - see [broken link removed] for example. On the other hand even after exemption from DIRT other financial institutions may be offering better deposit returns. And maybe rather than deposits a low charges unit linked fund of some sort may be appropriate. It's difficult to give specific advice in the absence of more detailed info about your overall financial situation. Obviously if you have any debts you will probably be better off using the money to reduce/clear these.