Hi all - would love to get some views/help on this. I'm trying to decide whether to accept a position in the civil service or not. One of the big benefits that's supposed to go with a public service job is the pension, but I'm not really sure the deal is that great. Maybe someone can help me unravel what it really means? So, I'd be part of the new single public service pension scheme. From what I can make out, I'd get 0.58% of my gross wage, every year, towards my pension. That sum is then linked to consumer price index, and the yearly sums are added together to make the final pension sum. So, for an EO, on the current scale (27-43k) that amounts to about 9.5k in total (in todays money terms i.e. 160euro in year 1, 170 in year 2 etc. etc.), after 40 years service. It seems to cost between 5-8% of my salary (depending on what point on the scale I'm at, and inclusive of pension levy). I've tried to compare this with private pension on pensionsauthority.ie, but I'm not sure how accurate that is... it seems to assume something regarding a 50% pension from my spouse upon death?, and also seems to be based on 4% growth per annum, which sounds small for a pension scheme I think? So, I'm still wondering, is the single public service scheme a good deal? Compared to what I'd achieve on a private scheme? Or is the age of the golden public pension gone? Thanks in advance for any help.