Thank you for replying Odyssey. I am waiting for vhi to update their website for info on pmi4316. The guy said it's basically the company plan plus 1.3 but only 7 gp visits not 12?Not much information available on PMI 4316, doesn't show up on the plan comparison part of HIA site.
Searching the VHI website for PMI 4316 draws a complete blank. That really should be illegal.
There's some limited information available here:
http://www.hia.ie/news/vhi-release-new-plan-pmi-43-16-31122016
Vhi Healthcare will release a new plan, PMI 43 16 (€1131.64 per adult per year) on 31 December 2016. This plan covers a semi-private room in a private hospital with an excess of €150 per inpatient claim and €50 per day case claim. There is full cover for cardiac procedures and 90% for special procedures in the Blackrock Clinic, Mater Private and Beacon Hospital with an excess of €150 per claim. Specified orthopaedic procedures are covered 80% in private hospitals. There are outpatient benefits typically providing €25 x 7 visits for practitioners such as GPs, Dentists or Physiotherapists, as well as significant maternity outpatient benefits.
And the following VHI plans have 50% for children for January renewals:
http://www.hia.ie/news/vhi-healthcare-special-kids-offer-31122016
Remember if you are switching to a policy with higher coverage, there may be waiting periods so I would check with the company directly about that.
If you are switching health insurance plans, a maximum waiting period may be applied to any higher benefit on the new plan.
For contracts taken out since 1 May 2015, the maximum waiting period is 2 years (for contracts before that date a longer waiting period of 5 years could be applied to people aged over 65). For maternity benefits, the maximum waiting period is 52 weeks.
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