Hi all, our health insurance renewal is coming up on 1st April and not sure whether I should change to something else.
At present I am on simplicity and 3x kids are on flex 125 explore.
The renewal quote is
1231.97 (Simplicity)
+ 343.36 (Flex 125 explore x 3)
+ 47.26 (credit charge)
= total €1622.59 for the year.
I’m happy to keep the kids as is especially as number 4 is on the way in August . Just wondering should I change to simply connect? The only differences seem to be I’m losing cover for private room in private hospital and I’m capping outpatient claims at 500euro but with lower excess of 1euro before I can make outpatient claims. Would you reach the 500 euro outpatient cap very quickly?
@snowyb has always been really helpful in the past and is the reason I am on Simplicity which is a great plan. Any advice would be most welcome, I’d like to maintain my level of cover as much as possible but if I can reduce my premium and maintain cover even better.
At present I am on simplicity and 3x kids are on flex 125 explore.
The renewal quote is
1231.97 (Simplicity)
+ 343.36 (Flex 125 explore x 3)
+ 47.26 (credit charge)
= total €1622.59 for the year.
I’m happy to keep the kids as is especially as number 4 is on the way in August . Just wondering should I change to simply connect? The only differences seem to be I’m losing cover for private room in private hospital and I’m capping outpatient claims at 500euro but with lower excess of 1euro before I can make outpatient claims. Would you reach the 500 euro outpatient cap very quickly?
@snowyb has always been really helpful in the past and is the reason I am on Simplicity which is a great plan. Any advice would be most welcome, I’d like to maintain my level of cover as much as possible but if I can reduce my premium and maintain cover even better.