Hi,
Hopefully I am posting in the correct place......
My aunt is currently in a nursing home, and is unlikely to be able to return home. Her siblings, nieces/nephews are her closest relatives. She has enough means at the moment to pay for herself, and doesn't qualify for any financial support from fairdeal/gp cards etc. However, her assets will obviously be depleting as each month goes by.
So my question is, should she apply for fairdeal even though she will be turned down based on her current financial position?
When she applies in a few years when her savings are gone, will the fact that she is in the nursing home paying for herself for a few years be taken into account, so that her residence no longer factors into the equation (i.e. after the 3 years)?
If her residence was rented out, would this change how the residence was viewed in the calculations?
Also, given the changes to the fairdeal scheme that are currently been discussed, would the new or the old terms of the scheme be application to applications being made?
I have put these questions to the fairdeal support staff & the helpline, but those that I have spoken to have never been asked this question before, and don't know definitively. The conclusion was that there is no need to apply now, but I am not fully reassured that this is correct.
Also, given the changes to the fairdeal scheme that are currently been discussed, would the new or the old terms of the scheme be applied to applications being made?
My aunt is the first fully private patient in her nursing home, so they are not in a position to advise either. She herself is not well enough to decide.
Many thanks for any help.
Hopefully I am posting in the correct place......
My aunt is currently in a nursing home, and is unlikely to be able to return home. Her siblings, nieces/nephews are her closest relatives. She has enough means at the moment to pay for herself, and doesn't qualify for any financial support from fairdeal/gp cards etc. However, her assets will obviously be depleting as each month goes by.
So my question is, should she apply for fairdeal even though she will be turned down based on her current financial position?
When she applies in a few years when her savings are gone, will the fact that she is in the nursing home paying for herself for a few years be taken into account, so that her residence no longer factors into the equation (i.e. after the 3 years)?
If her residence was rented out, would this change how the residence was viewed in the calculations?
Also, given the changes to the fairdeal scheme that are currently been discussed, would the new or the old terms of the scheme be application to applications being made?
I have put these questions to the fairdeal support staff & the helpline, but those that I have spoken to have never been asked this question before, and don't know definitively. The conclusion was that there is no need to apply now, but I am not fully reassured that this is correct.
Also, given the changes to the fairdeal scheme that are currently been discussed, would the new or the old terms of the scheme be applied to applications being made?
My aunt is the first fully private patient in her nursing home, so they are not in a position to advise either. She herself is not well enough to decide.
Many thanks for any help.