Should my husband pay voluntary contributions and is it worth it

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Age 62 - finished work, very small work pension and moving abroad
Total A - 210 - may be eligible for change of status credits but don't think that is used for 530 figure
Reckonable credited contributions - 181
Total D - 1177
UK - worked for about 2 years, had 6 qualifying years and has bought back so will get maybe three quarters of UK pension
Australia - one year contributions
Spain - approx 6 years self employed contributions - not sure if he will get Spanish pension as it requires 15 years but may get small one hopefully

Am aware that the bilateral agrements will allow the other countries to be taken into account to meet the 520 mark but he would only get the value of his Irish stamps - do the credited ones count then?
Is it worth him paying voluntary contributions for the next 4 years. Can anyone run the figures for me?
 
You should be able to confirm the UK pension, when you log in it is displayed very clearly. What you’ll get based on contributions to date and what you might get if you pay going forward.

Voluntary contributions where? Ireland or UK?
 
The Irish credited contributions count as soon as your man has 520 paid contributions clocked up.
 
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I don't know how the UK contributions work. But if he managed to get another 50 Irish full rate paid contributions, he could qualify for a pro rata Irish pension. These could be class S contributions from an ARF. If he had over 5k in AVCs he could easily get these.

If he reaches 260 full rate paid his change of status credits will be counted.
 
Just to be clear he will not be working again and we are not in a position to do an ARF. What I am trying to work out is

Under the EU and bilateral rules his Spanish, Uk and Australian contributions will help him meet the 520 eligibility figure. I need to work out how much he would get using the equation for this, then work out if he was to pay voluntary contributions for the next 4 years how much that would increase the amount he would get.
 
Normally he would need to have a minimum of 260 full rate paid Irish contributions alongside his class D, to be eligible to pay Irish voluntary contributions.
 
You need to be careful about the calculation of the 520 minimum contributions needed for an Irish pro rata pension.
The aggregation process is either done via EU or via bilateral treaties. This means for your husband:
A. Ireland plus Spain
B. Ireland plus UK
C. Ireland plus Australia.
Your man needs to reach the 520 contribution under one of those possibilities. He cannot combine all three.
 
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