Hi all
We had an escape of water in our apartment the other day and it has ruined all the flooring in the hallway.
I have a home contents insurance policy and, as a I installed the floor myself originally, I can claim for the flooring. However, there is an excess of 500 EUR in the event of water damage.
I don't see the flooring materials costing too much but I estimate the labour could run into many hundreds of euros. My question is:
Should my policy cover not only the cost of replacing the floor but also the labour to lay down the floor?
Thanks!
We had an escape of water in our apartment the other day and it has ruined all the flooring in the hallway.
I have a home contents insurance policy and, as a I installed the floor myself originally, I can claim for the flooring. However, there is an excess of 500 EUR in the event of water damage.
I don't see the flooring materials costing too much but I estimate the labour could run into many hundreds of euros. My question is:
Should my policy cover not only the cost of replacing the floor but also the labour to lay down the floor?
Thanks!