I am 45 years old
Civil servant - 32K pa gross
Partner 50 years old
Civil servant - 45K pa gross
Children 6 and 8
Savings 110K Euros in total for me:
60K in Post Office 10 Year bonds
50K in various bank accounts for 2 to 5 years
Partner has undisclosed savings elsewhere
Mortgage paid on house value 250 K
Partner shares bills with me but keeps savings separate.
I have investment property worth 150K,
Mortgage 50 K
Income of 600 a month
I save about 400 a month.
I also save 100 a month in an Irish Life MAPS product.
Should I move some funds to other equity products to get a better return?
I am concerned that my earnings and potential to save are not high, so I cant afford to lose money.
Civil servant - 32K pa gross
Partner 50 years old
Civil servant - 45K pa gross
Children 6 and 8
Savings 110K Euros in total for me:
60K in Post Office 10 Year bonds
50K in various bank accounts for 2 to 5 years
Partner has undisclosed savings elsewhere
Mortgage paid on house value 250 K
Partner shares bills with me but keeps savings separate.
I have investment property worth 150K,
Mortgage 50 K
Income of 600 a month
I save about 400 a month.
I also save 100 a month in an Irish Life MAPS product.
Should I move some funds to other equity products to get a better return?
I am concerned that my earnings and potential to save are not high, so I cant afford to lose money.