Fixed or variable rate?
What's the outstanding balance?
What's the house BER?
What insurance are you referring to?
Mortgage protection life insurance?
Home (buildings/contents) insurance?
Other insurance?
Does the mortgage require you to keep money in CU shares/deposits?
Rate seems very high compared to prevailing rates.
It is fixed. We don't have to pay mortgage protection as covered under credit union policy. About 105 left house worth about 220k. But have large loan of 50k with credit union so wondering about putting them together. Only have about 3k in shares