My wife has worked for a semi state since she was 18, she is retiring next year at age 60 with 42 years service and full pension.
In addition to Semi State pension she will have circa 113k in AVCs.
She has paid class D stamp (no PRSI ) all through this employment except for a period prior to semi state employment where she earned 130 Class A1 stamps.
When she retires at 60 she will not work any more. We have rental income which is currently classed as Class K. This will change to Class S from 2025 to 2031 earning her 302 Class S stamps ( 52 * 6 years -10 due to birthday).
In total this gives her 432 combined reckonable contributions.
This is 88 short of the minimum requirement of 520.
Is there any method of bringing her up to 520 stamps prior to turning 66?
In addition to Semi State pension she will have circa 113k in AVCs.
She has paid class D stamp (no PRSI ) all through this employment except for a period prior to semi state employment where she earned 130 Class A1 stamps.
When she retires at 60 she will not work any more. We have rental income which is currently classed as Class K. This will change to Class S from 2025 to 2031 earning her 302 Class S stamps ( 52 * 6 years -10 due to birthday).
In total this gives her 432 combined reckonable contributions.
This is 88 short of the minimum requirement of 520.
Is there any method of bringing her up to 520 stamps prior to turning 66?