I am a second time buyer. I own a property and for various reasons I wish to keep this property and not sell . I am keen to buy a property where I now live however I can only raise about 10% of a deposit. I can achieve the LTI requirements for the property I woyld be looking for. I have read that exceptions are allowed ie LTI or LTV and some second time buyers can get a mortgage with a 10 % deposit. Anyone any experience with this and what lenders would be the best to approach or should I go through a broker for this request. Any advice/ experience welcome.