Last edited: Jun 16, 2017 Hello All I'm a first time poster hoping to get advise I am looking to get a second mortgage with my partner to build a house on his site. I have a mortgage already with a remaining balance of approx 178,000. I estimate that if my house went on the market it would probably be for approx 180,000 however I would like to keep it as I have teenage kids from a previous relationship so really it is their home or an investment for their future. Myself and partner combined salary is approx 86,000. My question is would a bank look at us as a joint application? Or should my partner seek to get the mortgage on his own. Thanks in advance.