Last edited: 6 Dec 2018 A group of us from work have been running a savings club, where we save €20 per week each for a year with payout on the first week of December. As part of this we also do bets on the euromillions lotto and any money won is also put into the account and divided evenly between all members of the club. We have a club account in our local credit union, however the credit union is not allowing savings club accounts from now on because of the deposit garentee scheme and the credit union is saying it is too difficult to keep track of what each member would have in the club account as well as any personnel accounts in the credit union. So, this leaves us in a predicament. When we started out we had a joint account with 2 members names in it. This is not ideal for various reasons. Members can take out their own money throughout the year. Any one have any suggestions of an account we could open?