same No Claims Discount each year?

Jessica Derm

Registered User
Messages
23
Hi
Wondering if you could help me. I've never claimed against my car insurance at all. Got my renewal form in the post with the NCD statement which shows 4 years without a claim. This is the same number of years as the NCD certificate for last year. Hope this isn't a silly question but I just don't understand why it doesn't state 5 years this year? Regards J
 
Maybe 4 years is the maximum NCD that they offer, so thats all they say on the cert
 
Would this not be unusual though? I thought 5 years was very much the norm.
 
My recent NCD cert states 6 years which my old and new insurance co. told me is the max I can have (I have 10+ NCD experience). I questioned it as I thought 7 was the max.
 
Wanted to give you an update on this. I rang my current broker (Glennons). My current insurance is with Axa and they only give a max of 4 years.
 
So if you have been driving 10 years without and accident, and then have an accident how many years will you lose?
 
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