We recently went sale agreed on our home we are selling and were happy with the price we agreed, but now I am anxious that the bank is going to value our house at a lot lower than the agreed sale price. I have read that they are generally valuing at 10% lower at the moment, even though the price we agreed is very competitive, given the sale prices of other houses in the area. If this valuation drops and buyer cannot pay the agreed price due to not getting the mortgage they need, what should we do? Put it back on the market (but at what price?!)? We can't really accept a lower price because we need the equity that we will get from the current agreed price. Anyway, I am panicking. This is my first time selling a house and I now understand why they say that it is one of the most stressful things you can do!