Ryanair flights cancelations and insurance reimbursements


Registered User
We had 2 sets of flights booked for trips abroad. First was to uk in april and second to Holland at the end of june. For both sets of flights I took out the travel insurance as offered by ryanair on their website. Couple of queries

1. We were offered refund when the uk flights were cancelled. The refund didnt include the cost of the insurance only the flights. Should we be entitled to this aswell as there is no travel for them to insure or is this insurance covering the refund?
2. Our return flights only from Holland have been cancelled so does this mean we will not receive any refund or voucher for the outgoing flights