Am in early 60's & about to retire; was made redundant 7 years ago; am in a lower paying job since mid-2017; have a modest occupational pension (DC) that I hope not to trigger for several more years; of course, I will also have the state contributory pension, at 66, P.G! I have large cash savings (over €900k) that will be a key component of my retirement finances; so, how do I protect this against inflation while at same time have it generate some income for me? I do not have any debt/mortgage. My current net income is about €38k which is adequate but I will have large one-off expenses from time to time such as a new car, house repairs, travel and financial help to family.