Would it be in order to ask you what 3 insurers you have concluded are worth the call? Thanks.probably an admin charge that they can "drop" ...
but honestly, you are paying probably hundreds of euros in insurance for car & house... it's worth any pain to ring a few companies to save money off the insurance... you should take a vested interest in your insurance policies, see what you are / are not covered for... over time, you'll get the companies that give you "good" quotes... Personally, I'm down to 3 insurers that I ring each year and get the best quote from them... no other companies are close to the quotes I get from them...
good luck with the renewals..
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