VHI Renewal with VHI - PMI4316.

Up Rovers

Registered User
Messages
314
Hi,

Renewal coming up in January and looking for advice on staying with VHI and renewing PMI4316 for 3 adults. Anything better and cheaper with VHI?

Thanks in advance.

Up Rovers.
 
Up Rovers,

There are 2 options to consider with VHI as follows;
Cheapest option;
1. Company Plan Plus Level 1.3; price 1128pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 per admission and
day case excess 50 per procedure. There is no excess to pay in any public hospital. Good day to day cover included, 50% refund for gp visits,
consultants etc - subject to a max refund of 1000 per year.

Better Option and cheaper than PMI 43 16 which will increase to 1226 from 31st December 2018.
2. VHI PMI 07 10; price 1188pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess capped at 150 x 1 per year for all
admissions (regardless of how many per year). Day case excess 50 per procedure in a private or hi-tech hospital. There is no excess to pay in any
public hospital. Good day to day cover included, 50% refund for gp visits, consultants etc - subject to a max refund of 2000 per year.

[broken link removed]

Regards, Snowyb
 
Thanks very much snowyb for that info. Will read over it carefully and check it out.


Thanks,

Up Rovers.
 
Hi snowyb,

The dreaded renewal has come around again so quickly and looking at €1,240.21 per adult for PMI0710. Do you think it is worth sticking with the same policy? We want to stay with VHI again.

Thanks,

Up Rovers.

P.S. Appreciate your advice a lot :)
 
Up Rovers,

Yes, PMI 07 10 is best value hospital coverwise, as it has a capped inpatient excess in private hospitals, 150 x 1 per year for all admissions.
There is 50 euro approx between Company Plan Extra Level 1.3 @ 1193 per year. Cover is similar apart from the capped excess and price.
So, the only reason for switching is to save 100 euro per year.

https://www.hia.ie/comparison-tool/...vY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=

Regards, Snowyb
 
Hi Snowyb,

Thank you very much for that. Will definitely stay on PMI 0710 so.

The depth of your knowledge is astounding and I'm sure like me many people on AAM appreciate your help and advice.

Happy Christmas.
 
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