GloHealth Renewal with Glohealth - advice needed

Discussion in 'Health Insurance and healthcare costs' started by fiolor, Jul 16, 2017 at 12:06 AM.

  1. fiolor

    fiolor New Member

    Posts:
    6
    Hi,

    We are with Glohealth with a renewal of 2nd August. One of us is on the Kick off plan with the other on the Bloom plan. We've 2 children; 2 and 1.

    We're looking for the same level of cover; not too interested in day to day. Semi private in a public hospital. Ideally with the children included but would need to look at the cost.

    Any advice?

    Thanks
    Fiolor
     
  2. snowyb

    snowyb Frequent Poster

    Posts:
    916
    fiolor,

    Kick Off plan is best priced for both adults for the coming year. Bloom plan is discontinued with the changeover to Irish Life health.

    Best priced for children at the moment is VHI. Half price children offers from 1 August 2017.
    Details as follows; Note; VHI allow children to be insured on their own, an adult is just named on the policy but only the children are insured.

    1. One Plan Starter; price 108 per child. all public hospitals covered(semi-private room) - no private hospital cover.
    2. One Plan 150; price 130 per child; all public(semi-private room) and private hospitals covered.
    https://www.hia.ie/ci/comparison/step3?plan_ids=103|352&source=plans

    Regards, Snowyb
     
    Gabrielle likes this.
  3. fiolor

    fiolor New Member

    Posts:
    6
    Hi Snowyb

    Thanks a lot for reply. Would you know the difference between the Kick off plan and the Start Plan with VHI or the One plan starter?

    Thank you
    Fiolor
     
  4. snowyb

    snowyb Frequent Poster

    Posts:
    916
    fiolor,

    One Plan Starter is a basic plan which just covers upto a semi-private bed in a public hospital, all public hospitals are covered.
    There is NO cover for private hospitals on this plan.

    VHI Start Plan is also a basic plan which covers public hospitals only upto a semi-private bed. This plan only covers 21 public hospitals
    around Ireland, 36 public hospitals are NOT covered.

    Kick Off Plan is a basic plan covering upto a semi-private bed in all public hospitals. But Kick Off plan has an extra feature not available on
    any other plan of its type. It is a unique plan, which covers public hospital cover as standard but it allows you to upgrade to Kick Off Upgrade plan
    if you need surgery in a private hospital with no waiting time applied. So you just pay for a basic plan, price 568, and can upgrade to a private
    plan only if and when you need it. The upgrade waiting time is normally 2 years. So for these reasons, Kick Off is a better option.

    The children can be insured with VHI on their own if necessary.

    Regards, Snowyb
     
  5. fiolor

    fiolor New Member

    Posts:
    6
    Thanks for your help Snowyb