Also interested in this one.
I haven't been able to find anything comparable for cheaper but note that my quote for renewal in March was €933.74. Has this policy reduced in the past few weeks, because even with the 10% online discount, its still more than €820.37?
Welcome to AAM. Firstly there is no exact comparable plan cheaper than Flex 500 Explore. Any cheaper plans would have either a shortfall for hip and
knee replacement surgery, or a restricted list of private hospitals covered.
The following VHI planis a cheaper alternative option, but there is a 40% shortfall for hip and knee replacement surgery in private hospitals.
So if cover for this type of surgery is important to you, then this plan is not suitable. Details as follows;
Thanks Snowyb. Precision 600 connect looks like a good option with only slightly less cover and an increased excess. Not sure if it's worth the saving considering the excess wipes it with just one visit.
While VHI One Plan 500 is a good plan that covers all public and private hospitals, it only has 60% cover for hip and knee replacement surgery
in private hospitals. This would mean a shortfall of 5000+ per surgery. If you are under 65, this may be ok but if you have any health issues
regarding hips or knees this plan would not be suitable.
Hip and knee replacement surgery would still be covered in the public hospitals, at no extra cost but the waiting lists may be too long.
The following plan fully covers hip and knee replacement surgery in the Mater Private Cork but there is no cover for the Bons Secours Cork.
1. Laya Precision 600 Connect; price 729pa; all public and a selected list of private hospitals covered(Mater Private Cork covered but no cover
for the Bons Secours Cork) private inpatient excess 600 per admission, day case excess 175 per procedure. Hip and knee replacement surgery
fully covered on this plan. Limited day to day cover.