Hi, long time lurker looking for advice on our Laya renewal, we've been with them for about 14 years but open to moving if there's better value to be had elsewhere, very hard to choose between all the policies on offer from all the providers.
DH has had previous back surgery in the Mater Private so we must have cover for this hospital, don't mind having to pay an excess in the event that he needs it. For the children I'd like them to have some access to some private hospitals, Clane hospital etc
All fairly healthy, no huge day to day expenses. A couple of GP & consultants visits a year.
Renewal is 01/09 - 2 adults currently on Flex 250 plus @ €1,048.33 each, 3 kids on Essential Connect Health @ €160. Total is €2,653.96 inc DD fee, its a big increase on last years €2,223
I was looking at dropping the adults to Flex 250 Explore @ €949.08 or Flex 375 Plus @ €999, but that only yields a max €200 reduction in exchange for a high day to day excess. I'd really appreciate any guidance.
DH has had previous back surgery in the Mater Private so we must have cover for this hospital, don't mind having to pay an excess in the event that he needs it. For the children I'd like them to have some access to some private hospitals, Clane hospital etc
All fairly healthy, no huge day to day expenses. A couple of GP & consultants visits a year.
Renewal is 01/09 - 2 adults currently on Flex 250 plus @ €1,048.33 each, 3 kids on Essential Connect Health @ €160. Total is €2,653.96 inc DD fee, its a big increase on last years €2,223
I was looking at dropping the adults to Flex 250 Explore @ €949.08 or Flex 375 Plus @ €999, but that only yields a max €200 reduction in exchange for a high day to day excess. I'd really appreciate any guidance.