Hi DaveD,
The plans that you are on at the moment are reducing in price from 1st April 2019.
Flex 500 Explore will reduce from 838pa to 784pa and Flex 125 Choice will reduce from 571 to 505 for all children.
The only alternative option to make more savings is to switch one adult to VHI One Plan 500 @ 715pa.
At least one adult has to be insured with Laya, so as to also have the children insured with Laya. (children cannot be insured without an adult with
Laya). Note; there is just 60% cover for orthopaedic surgery on One Plan 500 and less hi-tech hospital cover than Flex 500 Explore.
With VHI, you have access to VHI Swiftcare Clinics, these clinics are only available to VHI customers.
Comparison as follows;
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Regards, Snowyb