Hi, Yet another renewal question. Renewal date is 22/01/2017. Current plan is VHI's "HealthPlus Extra". Renewal quote is 5,012.30. Couple are in mid 80's, with the husband having moved into a nursing home a few weeks ago. His main issue requiring nursing home care is that he has mobility issues, and is at high risk of falling. He does have dementia, but it is currently limited to relatively mild confusion (has been worse at times),but is likely to get worse. He has age related conditions e.g. type 2 diabetes. Wife is now living on her own, not in great health but is mobile and able to live independently for the time being. They have been VHI members for 30+ years, and would be reluctant to change to a new provider - but is this the best plan for them given their current situation? Many thanks in advance.