Hi Bella 3005,
Adult option;
The following 3 plans are worth considering as alternative options;
1. Laya Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 x 2 max per year for all
admissions, day case excess 50 per procedure. Good day to day cover, 50% refund for consultant etc subject to a max refund of 500 per year.
2. VHI Company Plan Plus Level 1.3; price 1128pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 per admission,
day case excess 150 per day case procedure. Good day to day cover 50% refund subject to a max refund of 1000 per year.
3. VHI PMI 07 10; price 1188pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 x 1 max per year for all admissions,
day case excess 50 per procedure. Good day to day cover 50% refund subject to a max refund of 2000 per year.
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Teens Options; upto age 17
1. Laya Control 300 Create; price 257pa; all public, private(including private room), and 3 hi-tech hospitals covered, private/hi-tech excess
300 per admission and 125 per day case procedure. Good day to day cover 80 euro per consultant visit, 30 per gp visit etc.
2. VHI Company Plan Plus Level 1.3; price 286pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 per admission
and 50 day case procedure. Good day to day cover 50% refund subject to a max refund of 1000 per year.
3. Simply Connect; price 275pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 x 2 max for all admissions per
year and 50 excess per day case procedure. Good day to day cover 50% refund subject to a max refund of 500 per year.
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NOTE; For young people aged 18 and older, VHI is most competitive on price for this age group. So if any of the teens are in this age bracket
VHI Company Plan Plus Level 1.3 is recommended for them. Children and young adults can be with VHI on their own, if you want. An adult
is just named on the policy but just the young people are insured. So you can choose Laya if you want and one or more of them can switch to
VHI if required.
Regards Snowyb