Hi All,
Looking for some advice.
We are currently are in the process of remortgaging with ICS. We spent a year with AIB and had our life policy and morgage protection with New Ireland.
Our mortgage advisor tried to sell us a new policy and said that thats what you usually have to do when you remortgage however I want to stay with New Ireland as it was a lenghty process due to some health issues to even get the cover in the first place.
I called New Ireland who said we are on a flexible policy so we could stick with them if we wanted, all they needed was confirmation of the new bank we will be with and then they will send the new bank confirmation of cover. I told this to our mortgage advisor who said the new bank ICS will want the original policy to be placed with the deeds before they issue to cheque so we will need to speak to our solicitor. I have mailed our solicitor but just wanted to see if anyone here has any experience of the above scenario?
Cheers
Looking for some advice.
We are currently are in the process of remortgaging with ICS. We spent a year with AIB and had our life policy and morgage protection with New Ireland.
Our mortgage advisor tried to sell us a new policy and said that thats what you usually have to do when you remortgage however I want to stay with New Ireland as it was a lenghty process due to some health issues to even get the cover in the first place.
I called New Ireland who said we are on a flexible policy so we could stick with them if we wanted, all they needed was confirmation of the new bank we will be with and then they will send the new bank confirmation of cover. I told this to our mortgage advisor who said the new bank ICS will want the original policy to be placed with the deeds before they issue to cheque so we will need to speak to our solicitor. I have mailed our solicitor but just wanted to see if anyone here has any experience of the above scenario?
Cheers