jboy
I'm in the process of buying an apartment and I've also been refused life cover. Did the insurance company immediately refuse you? With my application it went to the chief medical underwriter and then to a re-insurer company in the Uk who made the final decision to refuse me. I have been told that most insurance companies would use the same re-insurer company - so therefore they will have your information. The whole process was a nightmare though - it took them over 3 weeks to give me an answer (and I had to sign contracts within 2 weeks!) Anyway, Ulster Bank saved the day and approved us for a mortgage waivering the life cover for me. All we have to do is sign the waiver form - so maybe give them a try?