Reconciliation

[karlitob]

Hi all,

My bills come out of a separate bills account by SO or DD. I pay part of my salary into this account each month. I budget what I think everything will cost and simply divide by 12.

However, I am finding it hard to reconcile the DD ie gas/esb etc when they are slightly up in the winter months. I plan to pay directly into them in the summer so I know exactly how much to budget for and what date it will come out but how do you reconcile my budgeted v planned expenditure. My home insurance finishes early in the year but I stioll pay money into the account so Ill have it on renewal to pay a lump sum - just finding it tricky to track everything. Any advice or spreadsheets would be welcome

Thanks

 

[Brendan Burgess]

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Brendan
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[karlitob]

Thanks