Why not get independent, professional advice from a good multi-agency intermediary or authorised advisor who would be better placed that AAM contributors do a comprehensive financial review/fact find and recommend a range of options suitable to your specific needs? Sounds to me like you don't know what these might be and lumping it all into one or other investment (e.g. property) without analysing your situation, plans (short, medium and long term) and needs might not be the most prudent thing to do...