Raisin Poland 3 year term account

suicra05

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Is the 3 year term Raison account of 1.48% better value than the 3 year state bond of new rate of .33% aer - 1.00% total return ?
 
Yes. Significantly better.

The NTMA pay 0.33% AER fixed tax free which is the 'grossed up equivalent' of paying 0.56% AER fixed if you are taxed at 41%. Alior Bank via Raisin pay 1.48% AER fixed.
 
Am I correct in thinking you only need to inform the revenue of interest at the end of the tern, not each year?
 
People rarely do this, but you are supposed to tell Revenue when you open a foreign bank account.

From memory, it's makes you a chargeable person (i.e. obliged to submit an income tax return).
 
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