Shallow Hal
Registered User
- Messages
- 33
Hi,
A bit of history;We were an Irish Nationwide..then IBRC and now Bank of Ireland customer,
Recently received our Annual Mortgage Statement,our first from BOI but have a query over our monthly repayments and interest rate,
Our balance is €46948.52 with 7.5 years left at an interest rate of 3.65% and currently paying €617.35 per month ,house value approx €175,000,
When we were with IBRC,our monthly repayment was also €617.35 and that amount continued when BOI bought our mortgage,
According to their online calculator we should be paying €597 per month and i need to put in a rate of 4.58% to get to what our current monthly repayments are,i know online calculators can be a bit iffy but a €20 per month difference seems a bit steep,
I wanted some advice from professionals before i contacted the chancers,
Regards,
Hal.
A bit of history;We were an Irish Nationwide..then IBRC and now Bank of Ireland customer,
Recently received our Annual Mortgage Statement,our first from BOI but have a query over our monthly repayments and interest rate,
Our balance is €46948.52 with 7.5 years left at an interest rate of 3.65% and currently paying €617.35 per month ,house value approx €175,000,
When we were with IBRC,our monthly repayment was also €617.35 and that amount continued when BOI bought our mortgage,
According to their online calculator we should be paying €597 per month and i need to put in a rate of 4.58% to get to what our current monthly repayments are,i know online calculators can be a bit iffy but a €20 per month difference seems a bit steep,
I wanted some advice from professionals before i contacted the chancers,
Regards,
Hal.