I was a heavy saver from 2008 onwards but from memory the best rates only ever started with a four.
We're these new rates on offer in 2008 or were you taking advantage of existing products?
My own files are buried deep but I am pretty sure I had both a one-year term deposit with Anglo and a regular saver opened late 08 or very early 09.
I think neither topped 5% but indeed memory could be faulty! Rates might've been different pre and post guarantee of course.
Back in the day you could keep maturing An Post savings with them for years after they matured - they paid the rate applicable at the time. I had some back in the 80s and kept them until 2001 when they stopped holding them.Checked some of my Anglo records; I had a 6% 1 year rate with them in 2009 and an 8% regular saver in 2006.
Don't get too excited. That's on USD funds.'Grow your money with daily interest
Maximise your money with as much as 0.65% interest when you stash cash in a Savings Vault. (Coming soon in Europe!)'
Something to look forward to from Revolut! [From an email they sent on 16 January]
State savings rates have been drastically reduced, effective January 24th
10 year bond,now paying 10% (was 16%)
|Old cumul.||Bonus - Old||Return - Old||APR Old||New cumul.||Bonus - New||Return - New||APR New|
|End year 1||0.05%||50||100,050||0.05%||0.00%||0||100,000||0.00%|
|End year 2||0.25%||250||100,250||0.12%||0.00%||0||100,000||0.00%|
|End year 3||0.50%||500||100,500||0.17%||0.00%||0||100,000||0.00%|
|End year 4||1.00%||1,000||101,000||0.25%||0.25%||250||100,250||0.06%|
|End year 5||3.00%||3,000||103,000||0.59%||0.50%||500||100,500||0.10%|
|End year 6||5.00%||5,000||105,000||0.82%||0.70%||700||100,700||0.12%|
|End year 7||7.00%||7,000||107,000||0.97%||1.00%||1,000||101,000||0.14%|
|End year 8||10.00%||10,000||110,000||1.20%||3.00%||3,000||103,000||0.37%|
|End year 9||13.00%||13,000||113,000||1.37%||5.00%||5,000||105,000||0.54%|
|End year 10||16.00%||16,000||116,000||1.50%||10.00%||10,000||110,000||0.96%|