My wife recently took up employment in the Public Service and is contributing towards a pension under the Single Public Service Pension Scheme (SPSPS). From what I gather, she can contribute AVC's on a stand alone basis I think through Cornmarket or Insurance companies and not directly as part of the SPSPS . Would there be any other options open to her whereby she can maximise the contribution for her age being 35% as aged 55 next birthday ? Would she be eligible to take out a PRSA perhaps ? What would be best advice on how to proceed? Thanks.