ptsb put me on 1% although no rate specified in mortgage deed? Should I appeal level of compensation

What about someone who paid the higher rate and was never in arrears?

Let's say that they didn't pay their Credit Union or other loans and ended up with a damaged credit record. They would be entitled to compensation.

Could they claim that their marriage split up due to the higher rate? I think that is a bit far fetched. But I am not an expert on marriage and relationships and maybe that could be the sole cause of a split up.

Brendan
 
You're saying borrower must pay the full capital, but banks can rearrange.

The term can be extended

The capital can be parked

But interest must be paid
 
To be honest Brendan I feel like you may be a number crunching wiz but you really have no idea of the reach of the effects the overcharging has had on families.
 
I agree aswell the effects overcharging has had on my life is unbelievable. It states rate above ecb in contract. Had anyone yet had a successful appeal and on what grounds
 
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