shinners82
Registered User
- Messages
- 12
Hello, I have a query on Ptsb tracker that I'm hoping ye can help me with. We took out a mortgage in 2008 and we were originally put on a one year fixed interest rate and then after the year to be put on a tracker. In May 2009 we were sent a letter with different options for us to choose from, one which included a tracker rate. There was also a variable option which was lower than the tracker so we chose the variable rate. There was nothing in the letter stating that we would not be offered a tracker ever again. In July 2010 when the variable rate had risen we request a list of interest rate options and the tracker was not included in this so we chose a 2 year fixed. So my question is do I have any rights to try and get my tracker rate back??
Bought my house in 2006 was fixed for one yr, got the rates over breakdown letter , they had tracker but I picked 5yr fixed @ 5.5 that finished in 2013 rang them they said I wasn't intitled to go on tracker I'm on variable, oh God stop its absolutely sickening I can't even mention the word tracker without feeling sick. I rang them also and was told in and around the same.Is your situation the same as mine? We are currently on a rate of 5.75 and paying almost 1500 a month for a house that's worth half the price we paid for it. It sickens me to think of how different our lives would be if we were on the tracker.
Bought my house in 2006 was fixed for one yr, got the rates over breakdown letter , they had tracker but I picked 5yr fixed @ 5.5 that finished in 2013 rang them they said I wasn't intitled to go on tracker I'm on variable, oh God stop its absolutely sickening I can't even mention the word tracker without feeling sick. I rang them also and was told in and around the same.
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