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I'm in the same boat as you niamh, did u get an answer to your post???Hello, I have a query on Ptsb tracker that I'm hoping ye can help me with. We took out a mortgage in 2008 and we were originally put on a one year fixed interest rate and then after the year to be put on a tracker. In May 2009 we were sent a letter with different options for us to choose from, one which included a tracker rate. There was also a variable option which was lower than the tracker so we chose the variable rate. There was nothing in the letter stating that we would not be offered a tracker ever again. In July 2010 when the variable rate had risen we request a list of interest rate options and the tracker was not included in this so we chose a 2 year fixed. So my question is do I have any rights to try and get my tracker rate back??
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