- PTSB are still offering 2% cashback when you open a mortgage.
- PTSB is now offering 2% cashback each month on your repayments.
- PTSB Explore Current account required. This current account costs 4 EUR per month but you can get up 5 EUR cashback depending on the level of debit card usage.
- The 2% cashback each month on your repayments is equivalent to a 0.25% cut in mortgage rates.
I'm 42 and hoping to get a mortgage early next year. According to my broker, PTSB are the only ones that will lend up to 70 years of age, which is the term I'll be looking for. I know their rates are higher but other lenders only go to 65, which means higher repayments. So PTSB, with their 2% cashback and then this offer seem decent enough for me. While it may be a gimmick to you, it may actually suit certain people out there..... Though I'm always open to correction and advice!
According to my broker, PTSB are the only ones that will lend up to 70 years of age, which is the term I'll be looking for. I know their rates are higher but other lenders only go to 65, which means higher repayments.