I don't condone paying charges for something that can be got free somewhere else.You're considering moving your mortgage over 48 euro per year current account fee?
It's 72 euro for the current a/c + 25 euro for the overdraft facility so Yes , absolutely. 97 euro over 20 years is 1940 euro. Better in my pocket that PTSB
If the bank insists on this then i'll take my mortgage somewhere else.