PTSB have slashed their variable rates.
I have listed all the changes below as many of the changes affect legacy accounts and hence are not in the best buys.
Accounts affected:
Accounts unaffected:
The new rates are not yet on the PTSB website.
If you have legacy PTSB, legacy NR or legacy INBS account, you are now best off closing your account and switching.
If you have a PTSB branch notice account, you are best off switching on the PTSB Online 40 Day Notice account or moving your money elsewhere.
If you have a PTSB 21 day regular saver, you are best off switching on the PTSB Online Regular Saver or moving your money elsewhere.
I have listed all the changes below as many of the changes affect legacy accounts and hence are not in the best buys.
Accounts affected:
- 35 Day Notice Account down to 2.50%.
- 40 Day Notice Account down to 2.50%.
- 21 Day Regular Saver down to 2.85%.
- HomeStarter Regular Saver down to 3.00%.
- PayDay Saver down to 2.75%.
- Safari Saver down to 2.50%.
- Online Regular Saver down to 3.50%.
- Irish Life Privilege Account down to 0.20%-0.50%
- INBS Regular Saver down to 2.85%.
- INBS 21 Day notice down to 0.70%-1.25%.
- INBS Instant Access down to 2.25%
- INBS 30 day Notice down to 1.20%.
- INBS 7 day Notice down to 0.50%-1.00%.
- Signature On Call down to 0.75%.
- Signature 30 Day notice down to 2.50%.
- Signature 40 Day notice down to 2.50%.
- Northern Rock 30 day notice Issue 2 down to 2.00%.
- Northern Rock 30 day notice Issue 1 down to 1.00%.
- Northern Rock instant access Annual Interest down to 2.75%.
- Northern Rock instant access Monthly Interest down to 2.50%.
- Northern Rock Silver Saver down to 1.25%.
- Northern Rock Direct Saver down to 1.00%.
- Northern Rock Direct Saver Business down to 1.25%.
Accounts unaffected:
- Online Instant Access.
- Online 40 Day Notice.
- My Cash.
The new rates are not yet on the PTSB website.
If you have legacy PTSB, legacy NR or legacy INBS account, you are now best off closing your account and switching.
If you have a PTSB branch notice account, you are best off switching on the PTSB Online 40 Day Notice account or moving your money elsewhere.
If you have a PTSB 21 day regular saver, you are best off switching on the PTSB Online Regular Saver or moving your money elsewhere.