I just came of a 2 year fixed rate with PTSB this month. Got the letter with the options recently. Rates offered were crazy, much better rates available, so I got mortgage approval elsewhere, and am leaving PTSB. They would not match the better offer I got.
Was offered 5 or 10 year fixed at over 6%
Tracker at +2.25%
Variable at 3.75%
I got offered variable of 2.75%, coming down to 2.5% soon,
or 2 year fixed at 3%, also due to decrease soon,
Shop around if you can.