PRSI Contributions are a mess since returning to Ireland in 2025 - looking for some advice how to correct them

Mothergoose

Registered User
Messages
226
Hello!

I am age 60. I worked in Ireland full-time - some caring periods - until 31st March 2023. I then worked in the UK from 31st March 2023 until 7th July 2025. I have contributed to 25 years of UK State pension and am still contributing. However, my Irish record is all over the place since 2023. I was off sick post surgery for 6 weeks in 2025. It took 6 months to get a U1 from from HMRC detailing my NI contributions in the UK for 2023 and 2024. I didn't get my Illness Benefit for those 6 weeks from 16th October 2025 until April 2026, so the DSP have me just down for two credited contributions for 2025 and 22 paid contributions - the rest would have been UK NI contributions up to 7th July 2025, but though I have provided them with the U1 Form detailing this for 2025 - these contributions have not been detailed on my PRSI record for 2025. I also earned 7k net in self-employed income f0r 2025 and my accountant said I should get an S Class contribution for this which will mean that in addition to 22 paid PRSI contributions at Class A I will have a whole year of Class S contributions - but though I have paid this amount to Revenue for PRSI at Class S for 2025 - it is also not on my contribution record which I received today.
As of Tuesday just gone, I am now off again for 12 weeks post surgery on crutches. I applied for Illness Benefit and was refused despite submitting my U1 Form again to both Illness Benefit EU Records and Illness Benefit. They did say I would have to make a new claim and submit my U1 Record again - but the U1 Form doesn't appear to update my record from 2023 or 2024. I find this so stressful again. I know there is someone on here who is very good at all this contribution and benefit stuff. I have been offered a permanent job with the HSE, and I don't want to take it as it is full-time and the HSE can be stressful but honestly working in self-employment seems to present a whole set of different issues in terms of getting PRSI contributions. Thanks in advance.
 
Mother goose sorry to here about your surgery, very stressful.

As a first step could you perhaps out that information in a more coordinated manner. Because it’s exceedingly difficult to follow.

Have you contacted revenue?
 
Hi! Bronte, I haven't contacted Revenue - just found out about the mess this afternoon. I emailed my accountant to seek assurance that the Class S payment was made. Revenue have accepted my accounts for 2025 - I received a letter from them about three weeks ago. I will ring them tomorrow about the Class S contribution.
The other issue is that 1) my PRSI record from 2023 hasn't been updated by the UJ Form from HMRC; 2) My 2024 contribution record has not been updated by DSP's receipt of my U1 Form for HMRC - so missing lots of contributions from both 2023/24 - when I should have full years contributions for both. 3) The six week Illness Benefit Payment credits have not been recorded for October/November 2025 - I only finally received the payment in April 2026. 4) The Class S contribution hasn't been recorded for 2025 so I only have 22 Class A contributions recorded for 2025. 5) Then there is having to make a separate claim again through EU records for Illness Benefit for now from 14th July to 7th October - it appears I have to go through the whole rigmarole again and possibly wait several months to be paid and then not be sure that the credits will be added to my PRSI record. I hope this makes it all a bit clearer, but apologies if not, it feels quite complex and complicated to me too!
 
Back
Top