I met with three guys about setting up PRSA, one from Bank, one from Irish Life and one from Eagle Star. NONE of them could confirm costs. They all reminded me of used car salesmen-except guy in bank who didnt try the hard sell. Can someone PLEASE tell me in plain english how on earth I get the 0% and 1% deal.(and what is the catch if any with this deal) And also IF this is any different to the other 5% and 1% offers that the firms are offering. (standard PRSA). All I want is to set a standard PRSA up with (Eagle Star) and get a decent deal. Many thanks in advance.