Professional added years on pensions in public service

Personally I actually think AVCs are a more flexible option in some cases but there are pros and cons with both I think and depends on the person and if they are married
If you know how long you were going to live, it would make the calculation very simple. Alas in the absence of that information, Notional Service works better if you live a long time, and have a spouse to get 1/2 the remaining pension.
 
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