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Was thinking of opening an account with Rabo - what is the consensus out there on dealing with them??Is it strange to deal with a bank that isn't physically there...??
RaboBank are as physically there as Northern Rock -- they both have offices in Dublin city centre. You can just can't go in to them in person.
On the brightside, in those intervening hours I discovered that Northern Rock are giving a higher overall rate and opened an account with them.
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This is true, but two points to note:
1. Northern Rock give a higher rate
2. Northern Rock use a number of passwords/questions to allow customers access to their accounts. RaboDirect have this wonky gadget that prevented me accessing my account, resulting in a three week delay in my lodging funds.
This is my experience, make your own minds up.
€20,000 deposited with RaboDirect on 1/1/07 until the 31/12/07 will return €847 before DIRT.
€20,000 deposited with Northern Rock on 1/1/07 until 31/12/07 will return €830 before DIRT.
Points of Clarification:
1. Northern Rock give a higher rate
€20,000 deposited with RaboDirect on 1/1/07 until the 31/12/07 will return €847 before DIRT.
€20,000 deposited with Northern Rock on 1/1/07 until 31/12/07 will return €830 before DIRT.
I'm not good with gadgets and wonder will I be able to operate it.
The use of the Digipass offers significantly higher levels of security than relying on the use of static passwords and PIN's which are used by the vast majority of banks in Ireland including Northern Rock.
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